Credit Analyst Undertake a thorough review of clients financial wellbeing, including credit history. Read on current market trends and credit policies. Analyze and develop effective cash flow strategies. Help in assessing clients risk-taking behavior. Suggest loans and credit plans based on clients requirements. Identify any discrepancies in the credit lending process. Offer expert financial opinions to clients on their credit limits. Keep track of credit applications. Cross-check with credit agencies before processing the clients' request. Maintain a database of clients' loan requests and summaries. Work closely with the internal departments to avoid client disputes. Draft and maintain credit reports. Recommend credit policy changes to improve the quality of loan requests.